IUL INSURANCE

Indexed Life Insurance

Boost your financial protection and growth with our IUL (Indexed Universal Life) Insurance. It’s the perfect time to combine the security of life insurance with long-term investment potential. And the best part: did you know that with an IUL, you can become your own bank?

An IUL insurance policy is ideal for individuals looking for a financial protection tool that also helps build an economic safety net for the future.

Do you know what an Indexed Universal Life (IUL) policy is?

Saving money in a piggy bank, under the mattress, or in a regular bank account causes it to lose value over time due to inflation, and it doesn’t earn interest.

In contrast, an Indexed Universal Life (IUL) insurance policy offers several benefits: You earn 6.5% to 9.5% annual interest on your savings.

Your money is protected from stock market losses.

You can use it as a tax-free retirement plan.

No Social Security number or ITIN is required; your passport is enough.

In case of illness, you can receive a monthly payment while you recover.

If something happens to you, your family receives the life insurance benefit as protection.

You decide how much to invest according to your budget.

An IUL (Indexed Universal Life) is a permanent life insurance policy that not only protects your loved ones but also allows you to build cash value over time. This cash value grows based on the performance of a market index, like the S&P 500, but with protections that limit losses during market downturns.

In other words, an IUL offers you:

Lifetime coverage, as long as the policy remains active.

Potential growth of cash value linked to stock market indices without being directly invested in the market.

Access to accumulated value, which you can use in life for emergencies, retirement, or any other purpose.

Flexibility, allowing you to adjust your payments and coverage amount over time.